If you or a covered family member lives outside the SSM Health service area, you might be eligible to have your medical claims covered as out-of-area.
Any eligible out-of-area member, regardless of region has access to both Multiplan and PCHS networks. To find out more or search for providers visit multiplan.com.
To determine eligibility, review the list of SSM Employee Health Plan network zip codes to determine if you or your dependents qualify as out of area. If your home zip code is not listed, complete the Out-of-Area form.
If you have questions about this coverage, contact WellFirst Health customer service at 877-274-4693.
Need health care while your traveling? WellFirst Health members are covered for both urgent and emergency care worldwide. It doesn't matter where you travel, you don't have to worry about health care coverage on vacation. We have you covered.
See the network on the back of your member ID card.
*Urgent care coverage is not covered out of network unless it’s an emergency.